Need money to start or grow your business? We write your business plan from the lender’s perspective, so your loan proposal gets a serious look the first time it crosses a banker’s desk.
What lenders look for
Built into every plan we write.
Lender-ready structure built from the bank’s perspective
Pro-forma cash budgets and financial statements
Defensible projections lenders take seriously
Put your best foot forward with a proposal a banker can easily read and underwrite.
Need money to start or grow your business? Lenders require business plans to consider your application for funds to start or grow your business. We can create your business plan for you. Put your best foot forward by allowing us to prepare a winning loan proposal for you. Our business plans have a high likelihood of success because they’re created from the lender’s perspective.
Lenders often want a classic business plan structure as part of your loan application. You have space to include complete information about your firm in this thorough layout.
The executive summary serves as a marketing tool for your company. High-level details about you, your firm, your management group, your staff, your physical location, and your financial situation might be included. You can also include your mission statement here.
The company overview is a section where you can highlight your company’s advantages. If you didn’t describe the issues your company will address in the executive summary, do it now. Describe any subject matter expertise on your team as well as your competitive advantages. You can also enter specific information about your company, such as its founding date, legal form, and history.
Show how people need what you’re offering in this part. Describe your goods and services and why clients would find them useful. List any patents or copyrights that apply here.
Here, you can show that you’ve done your research and highlight your knowledge of your field, the present situation, emerging trends, your target market, and your rivals. You can include information about your target market, such as the places you’ll look for clients, the methods you’ll use to sell to them, and the means through which your goods and services will be provided to them.
You can spend a whole section to marketing plans if you didn’t address them in your market study section. The key purpose is to provide details on how you plan to attract your clients and create a client base. Additionally, you can describe the procedures followed in the sale and delivery of your good or service.
The physical requirements of running a firm are covered in the operational plan section. This could include things like location, facility needs, equipment, cars, inventory requirements, and supplies, depending on the kind of business you run. Details on production objectives, deadlines, quality assurance, and customer service may also be included.
This section outlines the structure of your company. You can provide a list of the management group, the company’s owners, the board of directors, and consultants, together with information on each one’s background and intended role. An organizational chart is also appropriate here.
Here, you should describe the loan amount you desire and the intended use of the money. You can include information on how the funds will be used. Include a plan for repaying the debt as well.
Financial statements can show a lender that you have the potential to repay the loan while also indicating the company’s financial health. Include income statements, cash flow statements, and balance sheets for the past three to five years, both actual and expected. Consider include an expense analysis and a break-even analysis as well for an existing business. Explain your projections when using predicted statements for a new business. In this case, graphs and charts might be helpful visual aides.
Three documents do most of the heavy lifting on the lender’s side of the table.
Where we concisely state the purpose of the loan, the exact amount of money required, an explanation of what the loan will be used for, and why it’s needed.
We use your data and underlying assumptions to prepare information that your banker can easily read and understand.
We calculate your net worth to show the lender your assets and liabilities in an easy to read format.
Put your best foot forward by allowing us to prepare a winning loan proposal for you. Our business plans have a high likelihood of success because they’re created from the lender’s perspective.
A friendly tip
A free, self-paced business plan writing course is available from the Small Business Administration, or SBA. Additionally, SCORE, a nonprofit association and SBA resource partner, provides free support with a step-by-step template that can be downloaded to assist entrepreneurs in creating a business plan and mentors who may review and improve your plan in person or virtually.
Our Promise: Total Customer Satisfaction
Quality service delivered with a genuine sense of warmth, in a manner exceeding expectations.
Suncoast CPA Group is a full service CPA firm dedicated to providing our customers with total satisfaction by our dedication to the highest quality of service delivered with a genuine sense of warmth, friendliness, individual pride and Company Spirit, in a manner exceeding expectations.
Drop your details and a member of our team will reach back within one business day. The sooner we start the proposal, the sooner you can walk it into the bank.
Suncoast CPA Group
We respond same business day, and every conversation is confidential.
Lenders expect an executive summary, company description, market analysis, a management overview, and three years of financial projections — income statement, cash flow, and balance sheet — plus a clear explanation of how the funds will be used and repaid. We build each section from the lender's perspective.
A clear, realistic plan that ties projections to documented assumptions makes it far easier for a lender or SBA underwriter to say yes. It can't guarantee approval, but it removes the common reasons applications stall.
Most plans take one to three weeks, depending on how much financial history and market data you can provide up front. We'll give you a timeline after an initial consultation.
Yes. We prepare the financial projections and narrative most SBA lenders require and can work directly with your loan officer.